Empower Your Legacy
Welcome to Ideal Wealth Club's Legacy Planning page, where the foundation of financial independence is laid for future generations. Our mission is to guide you through a growth-centric approach to legacy planning, emphasizing the creation of lasting financial security for your children and their future. At Ideal Wealth Club, we recognize the significance of building legacies that extend beyond a lifetime. Our strategic solutions, designed with your family's prosperity in mind, navigate avenues such as college savings plans and more, ensuring a comprehensive approach to shaping a resilient financial future. Join us on this journey to craft a legacy that withstands the test of time, providing financial empowerment for generations to come. #LegacyPlanning #FinancialIndependence #IdealWealthClub
What to Consider?
How much wealth is enough for my children?
I know that I would like to leave something for my children, but how much is enough? What do I need to account for?
How much can they access and when?
I know that I want to set them up for life, but when can they use the money? How much can they use and when?
Planning for their future
College? Marriage? Business? First home? First car? These are some reasons to start charting your children's course today. Providing a legacy today, that they have access to, is a great way to prepare your children for adulthood. If we plan it right, they can have the funds necessary to embark on whatever journey comes next!
FAQ
A good rule of thumb is 60-80% of the accumulated value. The reason for this, is anything higher than this amount may result in a surrender of the policy. Surrendering of the policy may result in taxation of any gains.
The value is accumulated tax-deferred.
The funds are distributed tax-free and can be accessed through withdrawals and loans. Once the value is sufficient, you may request withdrawals or loans, up to the maximum, allowed to use for any purpose you wish.
Anything the policy owner wants. Accumulated funds may be used to supplement college tuition, invest in a business venture, a down payment on a first home or car, etc.
Yes, our strategies are designed with a floor (minimum rate of interest) to ensure that our community will always be credited with positive interest. Our sustainability value doesn’t work if clients are losing money. Thereby, avoiding loss and realize gains to meet our goals and, most importantly, our clients goals.
