Navigate Your Financial Future
Welcome to Ideal Wealth Club's Retirement Planning page, where we embark on a journey toward financial independence and lasting security. At Ideal Wealth Club, we understand the significance of preparing for the future, and our mission is to guide you through a growth-focused approach to retirement planning. As your dedicated partner on this path, our commitment lies in empowering families to secure their financial legacies. Together, we'll explore strategies designed to cultivate wealth and ensure a prosperous future. Let's build a foundation for your financial independence together, ensuring that you and your loved ones can embrace the future with confidence and security. #RetirementPlanning #FinancialIndependence #IdealWealthClub
The Journey Starts Here!
I have some time before retiring
I would like to put my money somewhere that it will grow for the future. What are the options for me?
I’m retiring soon
I have money saved that I want to grow and use it in the near future. Are there any options for me?
What’s happening in your life right now?
Marriage? Birth? New home? Death? These are some reasons to start charting your course today. No matter what life event occurs we have plans to get you where you are going.
FAQ
A good rule of thumb is to replace 70% of your annual income, but other aspects may infringe on your calculations; things like inflation and the cost of health care are major factors. Knowing where you want to live and the cost of living are also things you would want to account for.
The best retirement plan is the one that fits your specific needs. There are different things that individuals find important that are major factors, mainly making sure they do not outlive their savings in their retirement years. Allow us to help you determine which options are essential to your plan.
As soon as possible! Ideally, you would start when you are in your 20’s or when you first begin to earn paychecks. The earlier you get started, the more time your money has to grow.
Qualified funds is a term used to describe investments purchased with pretax funds. These funds are not subject to taxation until withdrawals are made. Examples of retirement accounts are 401(k) plans and 403(b) plans. These can be used as funding through a 1035 exchange. This exchange would allow for your transfer to be made tax-free.
Our strategies are designed to payout to a named beneficiary upon death. You may name more than one person as your beneficiary and even name contingent beneficiaries (beneficiary of proceeds or a payout if the primary beneficiary is deceased, unable to be located, or refuses the payout.)